Services
Strategic Finance & Business Advisory
Decision-led financial leadership for businesses that have outgrown basic reporting but do not need — or are not
ready for — a full-time CFO.
Often described as fractional CFO services, this work starts with the decisions the owner or management team
needs to make.
We then build the reporting, forecasts, processes and financial discipline required to make those decisions well.
We are most valuable when there is a real decision pending — growth, financing, expansion, pricing or transition
— not when the objective is simply to add another dashboard.
When clients call us
- Growth has outpaced accounting systems and reporting.
- Cash flow is difficult to forecast.
- Margins, pricing or working capital are unclear.
- A lender, funder, board or investor needs better information.
- The business is considering expansion, financing, acquisition or transition.
- Year-end financial statements arrive too late to guide decisions.
- The owner wants a senior financial sounding board.
What the work can include
- Monthly or quarterly financial close oversight.
- Rolling cash-flow forecasts.
- Budgets and scenario modelling.
- Margin, pricing and working-capital analysis.
- Management, lender or board reporting.
- Financing and lender-package support.
- Financial-process and internal-control improvement.
- Coordination with bookkeepers, tax advisors, bankers and legal counsel.
- Decision support for growth, hiring, investment and transition.
Ways to engage us
Strategic Finance Diagnostic
A focused review of reporting, cash flow, systems, risks and current decision needs.
Finance Function Buildout
A defined project to improve the close process, reporting, forecasts, controls and management information.
Ongoing Strategic Finance Partner
Recurring support for management reporting, forecasts, financial decisions and coordination.
How Engagement Starts
Most engagements begin with a paid diagnostic so that the decision, reporting gaps, available data, responsibilities and expected cadence are clear.
Ongoing support is scoped after the diagnostic and may be monthly, quarterly or project-based.
Good Fit
- Leadership has an important decision or reporting need to address.
- The business is willing to improve records, processes and management information.
- Owners or decision-makers will participate in the work.
- The client values forward-looking advice rather than another historical report
FAQ
When does a business need strategic financial advice?
Often when the business has grown faster than its reporting. Common signs include cash flow that is hard to predict, unclear margins, year-end statements that arrive too late to act on, or a lender or board asking questions your reporting cannot answer. A growth, financing or acquisition decision is also a good moment to bring in support.
What is a fractional CFO?
A fractional CFO provides senior financial leadership on a part-time basis rather than as a full-time hire. The work typically covers cash flow forecasting, margin and pricing analysis, budgeting, financing support and management reporting.
Do I need a fractional CFO?
It may be a good fit if several of the signs above sound familiar, especially if you want regular, forward-looking support rather than a one-time answer. Some businesses benefit from ongoing monthly involvement, while others need help with a single decision. A Fit & Scope call helps clarify which suits you.
What is the difference between a bookkeeper, a controller and a CFO?
A bookkeeper records transactions. A controller manages the month-end close and the accuracy of the records. A CFO works forward from those numbers to support decisions about cash, pricing, financing and growth.
How can Business360.CPA help with financial strategy?
By building the reporting and forecasting your decisions actually require. That typically includes a rolling cash flow forecast, clearer margin and working capital analysis, management or lender reporting, and scenario modelling before major commitments.
Why choose Business360.CPA for fractional CFO support?
Because tax, reporting and cross-border considerations are handled by the same senior-led team. When the tax consequences and any second jurisdiction are considered from the start, your financial plans are more likely to hold up in practice.
Can you work with our existing accountant, bookkeeper or lawyer?
We can work collaboratively with the advisors you already trust, and in most engagements your bookkeeper stays in place. At the outset, we agree who handles each piece, from day-to-day records and the close to forecasting, reporting and legal matters, so responsibilities are clear and nothing is overlooked.
How does a fractional CFO engagement start?
With a short Fit & Scope call about your business, your current reporting and the decision in front of you. If strategic finance support is the right fit, the next step is a fixed-fee Strategic Finance Diagnostic covering your reporting, cash flow, systems and priorities. It gives you a clear picture of what is needed and a proposed scope for ongoing support, if you want it.
What does fractional CFO support cost?
Because the work ranges from a one-time review to ongoing monthly involvement, there is no single standard rate. The diagnostic has a fixed fee, and any work after it is scoped and priced based on what the diagnostic finds.
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