What Does a 13-Week Cash Flow Forecast Show That Your Bank Balance Can’t?

by Randy Lutic-Hotta CPA | CPA Vancouver, Financial Planning, Uncategorized

Blog by Business360.CPA, Fractional CFO services Vancouver and Burnaby, Last Updated: October 2026   A 13-week cash flow forecast shows where your cash is heading over the next quarter, while your bank balance only shows where it has been. By mapping expected inflows,...

Which Decisions Need a CFO-level Mind, Not Just a Monthly Bookkeeping Report?

by Randy Lutic-Hotta CPA | Financial Planning, Uncategorized

Author  Annie Doan, ACCA  |  Engagement Director — Tax, Finance & OperationsReviewed by  Randy Lutic-Hotta, Founder & Engagement Partner  |  Dual-Qualified Canada–U.S. CPAPublished / last reviewed  26 August...

Cash Flow Planning in Vancouver: 5 Moves Canadian SME Owners Should Make Right After Tax Season

by Randy Lutic-Hotta CPA | Financial Planning, Strategic finance, Uncategorized

After tax season, Canadian SME owners should review cash flow patterns, owner compensation, tax planning opportunities, currency exposure, and upcoming business investments. A completed post tax review gives business owners the financial data they need...

Proactive Tax Planning with Accountant in Vancouver Most Business Owners Skip 

by Randy Lutic-Hotta CPA | CPA Vancouver, Financial Planning, Uncategorized

 May is the time of the year where many owner-managed business owners feel the sigh of relief. Your personal taxes are filed, financials are clear, May is the time for evaluating what worked, what didn’t and where you may have overpaid. Without this step, many...

Tax Assessment with Business 360 CPA in Vancouver to Boost Tax Savings

by Randy Lutic-Hotta CPA | Business Tax, CPA Vancouver, Taxes, Uncategorized

For incorporated business owners, high-income professionals, and family-run enterprises, a tax evaluation isn’t just an administrative exercise — it’s a strategic lens that brings hidden financial inefficiencies sharply into...

Red flags Shared by Accountant in Vancouver Working Against Effective Tax Planning for Owner Managed Business

by Randy Lutic-Hotta CPA | Business Tax, CPA Vancouver, Taxes, Uncategorized

For owner-managed businesses, tax season often arrives like an uninvited guest who comes every year — disruptive, stressful, and expensive. You scramble to pull together records, make rushed decisions and hand everything off to your accountant with...