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What Does a 13-Week Cash Flow Forecast Show That Your Bank Balance Can’t?

What Does a 13-Week Cash Flow Forecast Show That Your Bank Balance Can’t?

by Randy Lutic-Hotta CPA | CPA Vancouver, Financial Planning, Uncategorized

Blog by Business360.CPA, Fractional CFO services Vancouver and Burnaby, Last Updated: October 2026   A 13-week cash flow forecast shows where your cash is heading over the next quarter, while your bank balance only shows where it has been. By mapping expected inflows,...
Which Decisions Need a CFO-level Mind, Not Just a Monthly Bookkeeping Report?

Which Decisions Need a CFO-level Mind, Not Just a Monthly Bookkeeping Report?

by Randy Lutic-Hotta CPA | Financial Planning, Uncategorized

Author  Annie Doan, ACCA  |  Engagement Director — Tax, Finance & OperationsReviewed by  Randy Lutic-Hotta, Founder & Engagement Partner  |  Dual-Qualified Canada–U.S. CPAPublished / last reviewed  26 August...
Cash Flow Planning in Vancouver: 5 Moves Canadian SME Owners Should Make Right After Tax Season

Cash Flow Planning in Vancouver: 5 Moves Canadian SME Owners Should Make Right After Tax Season

by Randy Lutic-Hotta CPA | Financial Planning, Strategic finance, Uncategorized

After tax season, Canadian SME owners should review cash flow patterns, owner compensation, tax planning opportunities, currency exposure, and upcoming business investments. A completed post tax review gives business owners the financial data they need...
What Your Completed Tax Return Is Actually Telling You About Next Year’s Financial Strategy

What Your Completed Tax Return Is Actually Telling You About Next Year’s Financial Strategy

by Randy Lutic-Hotta CPA | Financial Planning

Every year, many Canadian business owners follow the same routine. Their tax return is completed, their accountant confirms it has been submitted, and they feel relieved that tax season is finally over. The documents are saved, attention returns to daily...
The Cash Flow Problem Killing Seasonal Businesses in Vancouver and Tips for Cash Flow Management from Business 360 CPA 

The Cash Flow Problem Killing Seasonal Businesses in Vancouver and Tips for Cash Flow Management from Business 360 CPA 

by Randy Lutic-Hotta CPA | Financial Planning

Vancouver is a city built around seasonal momentum. Patio restaurants come alive in the summer. Tourism businesses surge when visitors flood the city. Construction activity accelerates during warmer months. Retailers experience dramatic spikes around the holidays....
Proactive Tax Planning with Accountant in Vancouver Most Business Owners Skip 

Proactive Tax Planning with Accountant in Vancouver Most Business Owners Skip 

by Randy Lutic-Hotta CPA | CPA Vancouver, Financial Planning, Uncategorized

 May is the time of the year where many owner-managed business owners feel the sigh of relief. Your personal taxes are filed, financials are clear, May is the time for evaluating what worked, what didn’t and where you may have overpaid. Without this step, many...
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